Autotrend Autoloan Services

Last Updated: [Insert Date]

1. No Approval Guarantee

Autotrend Autoloan Services provides assessment and facilitation only.

All loan applications remain subject to the final evaluation of our financing partner:

Asialink Finance Corporation

Any initial system result, estimate, or pre-qualification provided by Autotrend does not constitute final approval.

Final approval depends on:

• Credit investigation

• Document verification

• Financing risk assessment

• Compliance review
  

We do not guarantee approvals under any circumstance.

2. No Payment Collection Policy (Anti-Scam Protection)

Autotrend Autoloan Services will NEVER collect money from clients.

We do not accept:

• Reservation fees

• Processing fees

• Downpayments

• Monthly amortizations

• Insurance payments
  

All payments must be made directly to:

• The authorized car dealership

• Asialink Finance Corporation
  

If someone requests payment claiming to represent Autotrend, it is fraudulent and must be reported immediately.

3. No Misleading Promotions

Autotrend does not offer:

• Zero downpayment schemes

• Low downpayment marketing traps

• Guaranteed approval regardless of profile

• “No document” approvals
  

We operate using standard financing evaluation and transparent computations.

4. Estimates & Computations Disclaimer

All quotations, estimates, and calculators displayed are for reference only.

Final figures may vary due to:

• Dealership discounts

• Insurance premiums

• Registration fees

• Financing approval terms
  

Only the official financing disclosure provided upon approval shall be considered final and binding.

5. Client Responsibility

Clients agree to:

• Submit accurate information

• Provide authentic documents

• Cooperate during verification
  

Submission of falsified documents automatically voids the application and may be reported to the financing institution.

6. Representation for OFW / Remote Clients

Authorized representatives must present valid identification and authorization documents.

Autotrend reserves the right to decline processing if identity verification requirements are not satisfied.

7. Fraud & Impersonation Warning

Autotrend Autoloan Services communicates only through its official channels.

We are not liable for losses arising from:

• Payments sent to unauthorized individuals

• Transactions conducted outside official procedures

• Dealings with impostors pretending to be Autotrend agents
  

Always verify before transacting.

8. Acceptance of Terms

By submitting your application or using our website, you acknowledge that you have read, understood, and agreed to this Legal Disclaimer.

Legal Disclaimer & Client Protection Notice